Product innovation and optimisation

CBP’s teams are constantly working to improve the current ranges and to develop new high value-added offers.

 CBP carries out a preparatory analysis for every client, in order to establish the most suitable product. Negotiation with the insurers and re-insurers then follows to put in place contractual terms that provide optimal levels of coverage, pricing and remuneration.

Creditor insurance coverage

innovation

Over the years, CBP has been increasing its know-how over the creditor insurance range, via banks and financial institutions.

CBP takes into account the needs of its clients in order to develop with them those products that best suit their portfolio, taking into account :

  • the different typologies of borrowers (individuals, investors, businesses)
  • the different typologies of loans (mortgage, business, consumer, whether repayment or interest only)

Aware of the stakes of the gradual opening of the market, CBP has expanded its offer with “individual” schemes which allow to meet more demanding clients’ requirements and for whom “standard” schemes are not suitable.

An experienced market expert, CBP has piloted or contributed to the development of a wide spectrum of innovations in the creditor insurance range :

  • rates set depending on age, sex and whether the individual is a smoker/non smoker
  • compensation for loss of salary due to incapacity for work
  • acquisition of rights in the event of job loss
  • exclusion of “non objective illnesses”
  • etc.

Provident fund scheme products

A true partner in the commercial development of its clients, CBP offers insurance solutions that respond to the various provident fund needs of individuals and/or businesses.

CBP offers its clients access to its actuarial, R&D and marketing know-how to enable them to diversify their “personal insurance” product ranges.

CBP lends them its support with a range of products with strong commercial potential, such as :

  • tenant insurance
  • income maintenance insurance
  • credit insurance
  • insurance against unforeseen set-backs
  • key man insurance
  • long-term care insurance

 

News

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    mars 2012

    Julien Bontemps sacré Champion du Monde en planche à voile

    CBP, partenaire de Julien depuis plusieurs années, [...]